The article criticized Selling Insurance Across State Lines would reduce consumer protections from state government and could raise the premiums for people who are old or sick. But I think this may be a time for the Federal Government to take over the insurance regulation domain from the state government. There are pros like unifying the premiums nationwide, better control to the reduced amount of insurers, incorporating with insurers for new plan which can cover the remaining uninsured. Since the insurers are profit demanded groups, they also can get the minimum benefits .After all , this is a “nationwide business.”